Wildfires cause devastating property damage and loss that is unique from even the most powerful hurricanes and winter storms. Devastated communities are left barren without housing, essential businesses, utilities, critical infrastructure and more. The ability to rebuild and the timeline for doing so is heavily influenced by competition for limited resources and factors beyond the policyholder’s control. Recovery, if ever, can take years. In this environment, policyholders need professional guidance more than ever.
The insurance claim process can be daunting. An understanding of the claims process and issues that impact recovery is crucial to maximizing the insurance benefits that policyholders paid for. The Wildfire Insurance Resource Center offers resources, insights and information, based on our insurance recovery attorneys’ decades of experience, to help homeowners and business owners prepare for and recover from wildfires.
Wildfire Insurance Coverage Series
In a seven-part series delving into issues relating to wildfire insurance coverage, the Hunton insurance group provides a comprehensive understanding of the types of policies that may be available, legal and factual issues that may arise, and steps policyholders can take – both in advance and during the claims process – to maximize recovery.
- Part One: Types of Wildfire-Related Losses and the Policies That May Provide Coverage
- Part Two: Coverage for Smoke-Related Damages
- Part Three: Standard Form Policy Exclusions
- Part Four: Coverage for Supply Chain Related Losses
- Part Five: Valuation of Loss, Sublimits, and Amount of Potential Recovery
- Part Six: Ensuring Availability of Insurance and State Regulations
- Part Seven: How to Successfully Prepare, Submit and Negotiate the Claim
Wildfire Articles
- Wildfire Claims and Coverage, Journal of Emerging Issues in Litigation, Volume 2, No.3
In this article, the authors provide a comprehensive understanding of wildfire coverage risks, the regulatory landscape and navigating the all-important claims process. - California on Fire: Tips for Filing Claims Relating to the Wildfires
This article provides a focused plan for policyholders when considering filing insurance claims as well as what to do after filing. - Maui Losses Put Wildfire Insurance Risks in Spotlight
This post explains the types of losses that usually follow wildfires and the insurance coverages that can respond to such losses. We also offer tips for homeowners and businesses to maximize their insurance recovery in the event of a catastrophic wildfire loss.
Additional Resources
Helping policyholders maximize insurance recoveries nationwide.
Updates, analysis and breaking news for commercial policyholders
Partner
Partner
Special Counsel
Associate